:root{
  --navy:#0f2440; --navy-2:#16324f; --navy-3:#1d3d5e;
  --cream:#f7f2e4; --cream-2:#efe8d6;
  --gold:#c2a24c; --gold-2:#d8bd72;
  --ink:#12253d; --muted:#6b7a8d;
  --line:rgba(194,162,76,.28);
  --serif:'PT Serif','Times New Roman',Georgia,serif;
  --sans:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,'Helvetica Neue',Arial,sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0;-webkit-tap-highlight-color:transparent}
html{scroll-behavior:smooth}
body{font-family:var(--sans);background:var(--cream);color:var(--ink);line-height:1.6;overflow-x:hidden}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}
h1,h2,h3,h4,.serif{font-family:var(--serif);font-weight:700;letter-spacing:-.01em;line-height:1.2}
h1{font-size:clamp(28px,4.2vw,48px)}
h2{font-size:clamp(24px,3.2vw,38px)}
h3{font-size:clamp(17px,1.7vw,21px)}
p{font-size:clamp(15px,1.1vw,17px)}
a{color:inherit}
.eyebrow{font-size:12px;letter-spacing:.22em;text-transform:uppercase;color:var(--gold);font-weight:700;margin-bottom:16px;display:flex;align-items:center;gap:12px}
.eyebrow::before{content:"";width:34px;height:1px;background:var(--gold)}
.eyebrow.center{justify-content:center}

/* кнопки */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:16px 32px;border:none;border-radius:2px;cursor:pointer;font-family:var(--sans);font-size:14.5px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;text-decoration:none;transition:.25s}
.btn-gold{background:var(--gold);color:var(--navy)}
.btn-gold:hover{background:var(--gold-2);transform:translateY(-2px);box-shadow:0 10px 26px rgba(194,162,76,.3)}
.btn-ghost{background:transparent;color:var(--cream);border:1px solid rgba(247,242,228,.4)}
.btn-ghost:hover{border-color:var(--gold);color:var(--gold)}
.btn-full{width:100%}

/* шапка */
header{position:sticky;top:0;z-index:100;background:rgba(15,36,64,.97);backdrop-filter:blur(8px);border-bottom:1px solid rgba(194,162,76,.18)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:14px 0}
.brand{display:flex;align-items:center;gap:13px;text-decoration:none;flex:0 0 auto}
.brand img{width:42px;height:42px;object-fit:contain;background:var(--cream);border-radius:50%;padding:5px}
.brand b{font-family:var(--serif);color:var(--cream);font-size:16px;display:block;line-height:1.2}
.brand span{font-size:9.5px;letter-spacing:.18em;text-transform:uppercase;color:var(--gold)}
.menu{display:flex;align-items:center;gap:26px}
.menu a{color:rgba(247,242,228,.82);text-decoration:none;font-size:14px;transition:.2s;white-space:nowrap}
.menu a:hover,.menu a.act{color:var(--gold)}
.hphone{color:var(--cream);text-decoration:none;font-weight:700;font-size:15px;white-space:nowrap}
.hphone:hover{color:var(--gold)}
.burger{display:none;background:none;border:none;cursor:pointer;padding:6px}
.burger span{display:block;width:24px;height:2px;background:var(--cream);margin:5px 0}

/* секции */
.sec{padding:clamp(56px,7vw,96px) 0}
.sec-head{max-width:820px;margin-bottom:48px}
.sec-head.center{margin:0 auto 48px;text-align:center}
.sec-head p{color:var(--muted);margin-top:14px}
.sec-dark{background:linear-gradient(165deg,var(--navy),var(--navy-2));color:var(--cream)}
.sec-dark h2,.sec-dark h3{color:var(--cream)}
.sec-dark .sec-head p{color:rgba(247,242,228,.66)}
.sec-cream2{background:var(--cream-2)}

/* hero */
.hero{background:radial-gradient(1000px 560px at 78% 10%,rgba(194,162,76,.12),transparent 60%),linear-gradient(160deg,var(--navy),var(--navy-2) 55%,#0c1d34);color:var(--cream);padding:70px 0 76px;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-80px;bottom:-80px;width:400px;height:400px;background:url('logo.png') center/contain no-repeat;opacity:.045}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:start;position:relative}
.hero h1{color:var(--cream)}
.hero .sub{color:rgba(247,242,228,.72);margin:20px 0 30px;max-width:580px}

/* карточки/пиллары */
.pillars{display:grid;gap:14px;margin-bottom:32px}
.pillar{display:flex;gap:15px;padding:18px 20px;background:rgba(247,242,228,.05);border-left:2px solid var(--gold);transition:.25s}
.pillar:hover{background:rgba(247,242,228,.09);transform:translateX(4px)}
.pillar .n{font-family:var(--serif);color:var(--gold);font-size:15px;padding-top:2px}
.pillar b{display:block;font-family:var(--serif);font-size:17px;color:var(--cream);margin-bottom:6px}
.pillar p{font-size:14px;color:rgba(247,242,228,.62);line-height:1.55}

.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:20px}
.card{background:#fff;padding:30px 26px;border:1px solid rgba(18,37,61,.07);transition:.28s;position:relative}
.card::before{content:"";position:absolute;top:0;left:0;width:0;height:2px;background:var(--gold);transition:.35s}
.card:hover{transform:translateY(-5px);box-shadow:0 18px 44px rgba(15,36,64,.11)}
.card:hover::before{width:100%}
.card h3{margin-bottom:10px}
.card p{font-size:14.5px;color:var(--muted);line-height:1.6}
.card .k{font-family:var(--serif);color:var(--gold);font-size:13px;display:block;margin-bottom:12px}
.sec-dark .card{background:rgba(247,242,228,.05);border-color:rgba(247,242,228,.1)}
.sec-dark .card p{color:rgba(247,242,228,.62)}

/* аккордеон вопрос-ответ */
.acc{max-width:920px;margin:0 auto;border-top:1px solid rgba(18,37,61,.12)}
.acc-item{border-bottom:1px solid rgba(18,37,61,.12)}
.acc-q{width:100%;background:none;border:none;text-align:left;cursor:pointer;padding:24px 48px 24px 0;position:relative;font-family:var(--serif);font-size:clamp(16px,1.45vw,19px);color:var(--ink);font-weight:700;line-height:1.42;transition:.2s}
.acc-q:hover{color:var(--navy-3)}
.acc-q::after{content:"";position:absolute;right:10px;top:50%;width:11px;height:11px;border-right:1.7px solid var(--gold);border-bottom:1.7px solid var(--gold);transform:translateY(-70%) rotate(45deg);transition:.3s}
.acc-item.open .acc-q::after{transform:translateY(-30%) rotate(-135deg)}
.acc-a{max-height:0;overflow:hidden;transition:max-height .35s ease}
.acc-a p{padding:0 44px 26px 0;color:var(--muted);font-size:15.5px;line-height:1.7}

/* логотипы партнёров */
.plogo{height:96px;display:flex;align-items:center;justify-content:center;background:#fff;border:1px solid rgba(18,37,61,.08);padding:16px;margin-bottom:22px}
.plogo img{max-height:100%;max-width:100%;object-fit:contain}

/* список вопросов */
.qlist{max-width:920px;margin:0 auto;display:grid;gap:2px;background:rgba(18,37,61,.08)}
.qlist div{background:var(--cream);padding:22px 26px;font-family:var(--serif);font-size:clamp(15.5px,1.4vw,18px);line-height:1.45;display:flex;gap:16px;transition:.2s}
.qlist div:hover{background:#fff}
.qlist span{color:var(--gold);flex:0 0 auto}

/* этапы */
.steps{display:grid;max-width:960px;margin:0 auto}
.step{display:grid;grid-template-columns:84px 1fr;gap:26px;padding:30px 0;border-bottom:1px solid var(--line)}
.step:last-child{border-bottom:none}
.step .num{font-family:var(--serif);font-size:clamp(34px,4vw,50px);color:transparent;-webkit-text-stroke:1px var(--gold);line-height:1}
.step h3{margin-bottom:9px}
.step p{font-size:15px;color:rgba(247,242,228,.62)}

/* прайс */
.price-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(320px,1fr));gap:26px}
.price-card{background:#fff;border:1px solid rgba(18,37,61,.08);padding:30px 28px}
.price-card h3{padding-bottom:16px;border-bottom:1px solid var(--line);margin-bottom:8px}
.price-row{display:flex;justify-content:space-between;gap:18px;padding:13px 0;border-bottom:1px dashed rgba(18,37,61,.1);align-items:baseline}
.price-row:last-child{border-bottom:none}
.price-row .nm{font-size:14.5px;line-height:1.4}
.price-row .pr{font-family:var(--serif);font-weight:700;color:var(--navy-3);white-space:nowrap;font-size:15px}

/* форма */
.form-card{background:var(--cream);color:var(--ink);padding:32px 28px;box-shadow:0 26px 60px rgba(4,15,30,.35);border-top:3px solid var(--gold)}
.sec-cream2 .form-card,.sec .form-card{background:#fff;box-shadow:0 16px 44px rgba(15,36,64,.1)}
.form-card h3{margin-bottom:9px;font-size:21px}
.form-card .fnote{font-size:13.5px;color:var(--muted);margin-bottom:20px;line-height:1.5}
.field{margin-bottom:15px}
.field label{display:block;font-size:11.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin-bottom:7px;font-weight:700}
.field input{width:100%;padding:13px 15px;border:1px solid rgba(18,37,61,.16);background:#fff;font-size:16px;font-family:var(--sans);color:var(--ink);border-radius:2px;transition:.2s}
.field input:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 3px rgba(194,162,76,.14)}
.consent{font-size:11.5px;color:var(--muted);margin-top:13px;line-height:1.5;text-align:center}
.form-badge{display:inline-flex;align-items:center;gap:8px;font-size:12px;color:var(--navy-3);background:rgba(194,162,76,.16);padding:6px 12px;margin-bottom:16px;font-weight:700}

/* CTA полоса */
.cta-band{background:linear-gradient(120deg,var(--navy-2),var(--navy));color:var(--cream);padding:clamp(44px,5.5vw,68px) 0;text-align:center;position:relative;overflow:hidden}
.cta-band::before{content:"";position:absolute;inset:0;background:url('logo.png') center/200px no-repeat;opacity:.05}
.cta-band .wrap{position:relative}
.cta-band h2{color:var(--cream);margin-bottom:12px}
.cta-band p{color:rgba(247,242,228,.7);max-width:600px;margin:0 auto 26px}

/* контакты */
.cnt-grid{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:start}
.cnt-list{display:grid;gap:22px}
.cnt-item{display:flex;gap:16px;align-items:flex-start;padding-bottom:20px;border-bottom:1px solid rgba(18,37,61,.1)}
.cnt-item:last-child{border-bottom:none}
.cnt-item .ic{width:40px;height:40px;border:1px solid var(--line);display:flex;align-items:center;justify-content:center;color:var(--gold);flex:0 0 auto}
.cnt-item .ic svg{width:19px;height:19px;stroke:currentColor;fill:none;stroke-width:1.7}
.cnt-item .lb{font-size:11.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin-bottom:4px;font-weight:700}
.cnt-item .vl{font-family:var(--serif);font-size:18px;color:var(--ink);text-decoration:none;line-height:1.4}
.cnt-item .vl:hover{color:var(--gold)}

/* реквизиты */
.req{max-width:820px;margin:0 auto;background:#fff;border:1px solid rgba(18,37,61,.08);padding:clamp(26px,4vw,44px)}
.req h3{margin-bottom:24px;padding-bottom:18px;border-bottom:1px solid var(--line)}
.req-row{display:grid;grid-template-columns:260px 1fr;gap:20px;padding:13px 0;border-bottom:1px dashed rgba(18,37,61,.1)}
.req-row:last-child{border-bottom:none}
.req-row .k{font-size:14px;color:var(--muted)}
.req-row .v{font-size:15px;font-weight:600;word-break:break-word}

/* соцсети */
.socials{display:flex;gap:12px;flex-wrap:wrap;margin-top:18px}
.soc{display:inline-flex;align-items:center;gap:9px;padding:11px 18px;border:1px solid var(--line);color:var(--cream);text-decoration:none;font-size:14px;transition:.25s;background:rgba(247,242,228,.04)}
.soc:hover{border-color:var(--gold);background:rgba(194,162,76,.12);color:var(--gold)}
.soc svg{width:17px;height:17px;fill:currentColor}
.sec .soc,.sec-cream2 .soc{color:var(--ink);background:#fff}
.sec .soc:hover,.sec-cream2 .soc:hover{color:var(--navy-3)}

/* футер */
footer{background:#0b1c33;color:rgba(247,242,228,.62);padding:52px 0 28px;font-size:14px}
.f-top{display:grid;grid-template-columns:1.35fr 1fr 1fr;gap:38px;padding-bottom:34px;border-bottom:1px solid rgba(247,242,228,.1)}
.f-brand{display:flex;align-items:center;gap:13px;margin-bottom:15px}
.f-brand img{width:44px;height:44px;object-fit:contain;background:var(--cream);border-radius:50%;padding:5px}
.f-brand b{font-family:var(--serif);color:var(--cream);font-size:17px;display:block}
.f-brand span{font-size:9.5px;letter-spacing:.18em;text-transform:uppercase;color:var(--gold)}
footer h4{font-family:var(--serif);color:var(--cream);font-size:15.5px;margin-bottom:15px}
footer a{color:rgba(247,242,228,.62);text-decoration:none;transition:.2s;display:block;margin-bottom:9px}
footer a:hover{color:var(--gold)}
.f-bot{padding-top:22px;display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap;font-size:12.5px;color:rgba(247,242,228,.42)}

/* появление */
.rv{opacity:0;transform:translateY(24px);transition:opacity .7s,transform .7s}
.rv.in{opacity:1;transform:none}

/* документы */
.doc{max-width:900px;margin:0 auto}
.doc h2{margin-bottom:26px}
.doc p{margin-bottom:14px;font-size:15.5px;line-height:1.75;color:#25384f}
.doc h3{margin:30px 0 14px}

@media (max-width:960px){
  .hero-grid,.cnt-grid{grid-template-columns:1fr;gap:40px}
  .f-top{grid-template-columns:1fr 1fr}
  .menu{position:fixed;top:0;right:-100%;width:min(320px,84vw);height:100vh;background:var(--navy);flex-direction:column;align-items:flex-start;justify-content:center;padding:40px 32px;gap:20px;transition:right .35s;box-shadow:-10px 0 40px rgba(0,0,0,.35)}
  .menu.open{right:0}
  .menu a{font-size:17px}
  .burger{display:block;z-index:110}
  .hphone{display:none}
}
@media (max-width:600px){
  .wrap{padding:0 18px}
  .step{grid-template-columns:1fr;gap:6px}
  .f-top{grid-template-columns:1fr;gap:26px}
  .btn{width:100%}
  .req-row{grid-template-columns:1fr;gap:4px}
  .price-row{flex-direction:column;gap:2px}
}